DNA, Author at Attain Financial Independence

Dee is a technologist and a personal finance hobbyist. With over 15 years of experience in the financial domain, Dee started following the philosophy of FIRE since 2016 and is on track to reach the goal of FIRE in 10 years. He wants to teach you on how to achieve Financial Independence within a decade. All content on this site is an opinion and is for information purposes only. It is not intended to be investment or tax advice. Seek a duly licensed professional for investment and tax-related advice

The Ultimate Guide to Retirement Accounts in 2026

February 8, 2026 by DNA

Introduction Retirement planning often feels like trying to learn a second language where the rules change every single year. Between the SECURE Act 2.0 updates, shifting IRS contribution limits, and the debate between “Tax-Now” vs. “Tax-Later” accounts, it’s easy to feel paralyzed….

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The Indispensable Shield: Why Diversification is Your Best Defense in Investing

November 2, 2025 by DNA

As a personal finance enthusiast, I’ve seen countless investors make one fundamental mistake: they put too many of their eggs in one basket. I get it. It’s intoxicating to believe you’ve found the one winning stock, the one hot sector, or the…

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Increasing your child’s credit score

May 17, 2021 by DNA

You may want to give a jump-start to your child’s credit history and financial health. One good way to help them out is by adding them as an authorized user on your credit card. This, generally is a two edge sword, giving…

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Impact of State Taxes on Traditional to Roth Conversion

May 17, 2021 by DNA

We have discussed at length about Roth IRA and about the conversion of traditional IRA to Roth IRA. There are several benefits of conversion and in a low tax atmosphere, it becomes an interesting proposition for many. When you convert a 401(k)…

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How to become a Millionaire at $10 a day

April 6, 2021 by DNA

There are several ways of becoming a Millionaire. Some are easier and some are more difficult. The intent of this article is to identify what it really takes to become a Millionaire. There are several assumptions make in this article while trying…

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Achieving FIRE on single Income

March 31, 2021 by DNA

A common concern for single-income earners is whether achieving FIRE is a feasible option for them or not. It definitely adds to the challenge a bit more but coming from a single-earner family myself, I can vouch that it is possible and…

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ROTH IRA and Roth 401K Withdrawal Rules

March 30, 2021 by DNA

I have spoken about Roth IRA before and its benefits. It is an amazing offering that allows one to park money for tax-free growth but doesn’t truly lock it away. The withdrawal of income is a handy safety net that allows access…

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Credit Bureau Pull – Different Credit Cards

March 30, 2021 by DNA

Different credit cards pull from different credit bureaus. In the age of information theft, it is better to block your credit profile at all three bureaus but in case you need to apply for a card, which one to unblock. Below is…

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Pro-Rata Rule for Backdoor Roth

March 23, 2018 by DNA

We have heard about Backdoor Roth and it is now a popular strategy. Even I have spoken about it as well as Mega Backdoor Roth before but there is one aspect that stumps most people interested in backdoor Roth approach and sometimes even makes the…

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Mega Backdoor Roth – Park up to 36,000 per year in Roth IRA

March 17, 2018 by DNA

There is a strategy, not as common as backdoor Roth but allows in some cases up to 36,000 to be saved in Roth IRA in a year.

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Attain Financial Independence

The Indispensable Shield: Why Diversification is Your Best Defense in Investing

Increasing your child’s credit score

Achieving FIRE on single Income

Pro-Rata Rule for Backdoor Roth

Mega Backdoor Roth – Park up to 36,000 per year in Roth IRA

Roth IRA Limits

What is backdoor Roth IRA

How most H1-B holders make a 6 figure money mistake

Should I fund an HSA before an IRA

Author: DNA

The Ultimate Guide to Retirement Accounts in 2026

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The Indispensable Shield: Why Diversification is Your Best Defense in Investing

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Increasing your child’s credit score

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Impact of State Taxes on Traditional to Roth Conversion

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Achieving FIRE on single Income

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ROTH IRA and Roth 401K Withdrawal Rules

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Credit Bureau Pull – Different Credit Cards

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Pro-Rata Rule for Backdoor Roth

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Mega Backdoor Roth – Park up to 36,000 per year in Roth IRA

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