DNA – Attain FIRE

Dee is a technologist and a personal finance hobbyist. With over 15 years of experience in the financial domain, Dee started following the philosophy of FIRE since 2016 and is on track to reach the goal of FIRE in 10 years. He wants to teach you on how to achieve Financial Independence within a decade. All content on this site is an opinion and is for information purposes only. It is not intended to be investment or tax advice. Seek a duly licensed professional for investment and tax-related advice

Credit Bureau Pull – Different Credit Cards

August 29, 2018October 23, 2020 by DNA

Different credit cards pull from different credit bureaus. In the age of information theft, it is better to block your credit profile at all three bureaus but in case you need to apply for a card, which one to unblock. Below is…

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Achieving FIRE on single Income

August 28, 2018 by DNA

A common concern for single income earners is whether achieving FIRE is a feasible option for them or not. It definitely adds to the challenge a bit more but coming from a single earner family myself, I can vouch that it is possible…

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ROTH IRA and Roth 401K Withdrawal Rules

June 24, 2018 by DNA

I have spoken about Roth IRA before and its benefits. It is an amazing offering that allows one to park money for tax-free growth but doesn’t truly lock it away. The withdrawal of income is a handy safety net that allows access to…

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How to become a Millionaire at $10 a day

June 2, 2018June 2, 2018 by DNA

There are several ways of becoming a Millionaire. Some are easier and some are more difficult. The intent of this article is to identify what it really takes to become a Millionaire. There are several assumptions make in this article while trying…

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Impact of State Taxes on Traditional to Roth Conversion

March 27, 2018 by DNA

We have discussed at length about Roth IRA and about the conversion of traditional IRA to Roth IRA. There are several benefits of conversion and in a low tax atmosphere, it becomes an interesting proposition for many. When you convert a 401(k)…

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Pro-Rata Rule for Backdoor Roth

March 23, 2018 by DNA

We have heard about Backdoor Roth and it is now a popular strategy. Even I have spoken about it as well as Mega Backdoor Roth before but there is one aspect that stumps most people interested in backdoor Roth approach and sometimes even makes the…

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Mega Backdoor Roth – Park up to 36,000 per year in Roth IRA

March 17, 2018 by DNA

There is a strategy, not as common as backdoor Roth but allows in some cases up to 36,000 to be saved in Roth IRA in a year.

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Roth IRA Limits

March 11, 2018October 24, 2020 by DNA

The IRS announced the contribution and income limits for the 2020 calendar year. For 2020, these limits are: Contribution Limits Unchanged The total amount you can contribute to either a Roth IRA or a Traditional IRA remains unchanged at $6,000. People 50 and…

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What is backdoor Roth IRA

March 11, 2018May 16, 2018 by DNA

A Roth backdoor entry is a bypass to get around income limits to participate in Roth IRA. The other key aspect of this backdoor is that there are no conversion limits so you can convert any amount as long as it is…

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How most H1-B holders make a 6 figure money mistake

December 4, 2017March 17, 2018 by DNA

I started my career in the US in an offshore based system integrator where a majority of the people working were on H1-B visas. The six years, that I worked there, I use to wonder why most of the expats in the…

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Attain FIRE

Achieving FIRE on single Income

Pro-Rata Rule for Backdoor Roth

Mega Backdoor Roth – Park up to 36,000 per year in Roth IRA

Roth IRA Limits

What is backdoor Roth IRA

How most H1-B holders make a 6 figure money mistake

Should I fund an HSA before an IRA

Author: DNA

Credit Bureau Pull – Different Credit Cards

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Achieving FIRE on single Income

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ROTH IRA and Roth 401K Withdrawal Rules

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How to become a Millionaire at $10 a day

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Impact of State Taxes on Traditional to Roth Conversion

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Pro-Rata Rule for Backdoor Roth

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Mega Backdoor Roth – Park up to 36,000 per year in Roth IRA

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Roth IRA Limits

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What is backdoor Roth IRA

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How most H1-B holders make a 6 figure money mistake

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